Eligibility
Eligibility & Requirements
Kim Finance Limited loans are exclusively available to employed Papua New Guineans in private and public institutions. Check the requirements below.
Basic Eligibility Conditions
PNG citizen or permanent resident
Currently employed (minimum 6 months with current employer)
No existing loan defaults or outstanding arrears
Aged 18 years or older
Who Can Apply?
Kim Finance serves employees across two sectors in Papua New Guinea.
Private Institution Employees
Employees of registered private companies and organisations across Papua New Guinea.
- Employees of registered private companies
- Staff of NGOs and non-profit organisations
- Workers in the mining, resources, and hospitality sectors
- Retail and service industry employees
Public Institution Employees
Government and statutory authority staff serving Papua New Guinea.
- Government department and statutory authority staff
- Teachers and education sector employees
- Healthcare workers and hospital staff
- Police, defence force, and corrections personnel
Required Documents
Have these documents ready when you apply.
Valid Government-issued ID
Passport, Driver's Licence, or National ID
Employment Letter
Official letter from your current employer confirming your employment
Last 3 Months' Payslips
Payslips showing your regular income over the past 3 months
Last 3 Months' Bank Statements
Bank statements showing salary credits and account activity
Ready to Apply?
If you meet the eligibility criteria above, you can apply online in minutes. Our team will review your application within 24–48 hours.
Apply Now