Loan Products
Our Loan Products
Simple, transparent loan solutions designed for PNG's working class. Two products, clear terms, no hidden fees.
Personal Loan
Whether it's school fees, medical bills, home repairs, or a family emergency — our Personal Loan gives you fast access to funds when you need them most. No complicated requirements, just straightforward lending for employed Papua New Guineans.
Max Amount
K5,000
Interest Rate
30%
Approval Time
24–48 hours
Repayment
Monthly instalments
What's Included
- Borrow up to K5,000
- Flexible repayment from 3 to 12 months
- 30% flat interest rate
- Approval within 24–48 hours
- Open to private and public institution employees
- No hidden fees or charges
Best Suited For
- School fees and education costs
- Medical and hospital expenses
- Home repairs and improvements
- Family emergencies and personal needs
Salary Loan
Our Salary Loan is tailored for employed individuals who want repayments aligned with their pay cycle. Repayments are deducted directly from your salary each fortnight, making it simple to manage and budget. Ideal for public and private sector employees with a steady income.
Max Amount
K5,000
Interest Rate
30%
Approval Time
24–48 hours
Repayment
Fortnightly salary deduction
What's Included
- Borrow up to K5,000
- Repayments deducted directly from your salary
- 30% flat interest rate
- Approval within 24–48 hours
- Fortnightly repayment aligned to your pay cycle
- Available to both private and public employees
Best Suited For
- Employees with regular fortnightly pay
- Those who prefer automatic repayments
- Public servants and government employees
- Private sector workers with stable income
How It Works
Getting a loan with Kim Finance Limited is straightforward.
Check Eligibility
Confirm you meet the basic requirements — employed in PNG for at least 6 months with no existing defaults.
Submit Your Application
Fill in the online application form and attach your required documents — ID, employment letter, payslips, and bank statements.
Get Approved & Funded
Our team reviews your application within 24–48 hours. Once approved, funds are disbursed promptly to your account.
Ready to Get Started?
Apply online today and our team will be in touch within 24–48 hours.